Meet Our Team

The Private Bank Group Other financial institutions promise customized services for their most valued clients. The Private Bank By Nevada State Bank actually delivers on that promise — not just meeting clients’ expectations but surpassing them.

Randy Boesch
Executive Vice President
Director of The Private Bank

Richard Justiana
Vice President
Senior Private Banking Officer

As director of The Private Bank, Randy Boesch oversees client service and retention, business development, lending and wealth management services for the bank’s high net worth clients and prospects. Overseeing relationship management with the bank’s high net worth clients is a role in which he has many years of experience in Las Vegas at both regional and national financial institutions. His banking experience in the local market gives him a unique perspective on the needs of Private Bank clients and their families. Rich Justiana serves the complex needs of high net-worth and high-income individuals and their families, assisting clients with a full range of personalized financial services. He has worked in the banking industry for over 25 years, the past 20 years in Las Vegas. He most recently served as the private banking manager at a local trust company, where he was the founding member of its private banking division. Justiana is an active member of the Southern Nevada community and serves on the Board of Directors for the Make-A-Wish Foundation of Southern Nevada, where he is also an active wish grantor.
Janet Mello
Vice President
Senior Private Banking Officer

James Rensvold
Vice President
Senior Private Banking Officer

Janet Mello has over 22 years of experience that spans wealth management, private banking and insurance, as well as a proven history of success in sales and relationship management working with high net and ultra-high net worth clients. Mello specializes in serving the complex needs of high net-worth and high-income individuals and their families. She also assists her clients with a full range of personalized financial services, including deposit and lending services, wealth planning, and investment management*. A long-time Northern Nevadan, Mello has been active in the community with service to the Nevada Women’s Fund, including serving as board chairman. James Rensvold works with high net worth individuals and their families to facilitate their lending and banking needs and help them plan for the future. A seasoned local banker since 2001, James has specialized in helping physicians and other healthcare professionals. He holds a Masters in Business Administration (MBA) from UNLV. James has served on Clark High School’s Academy of Finance (AOF) board of directors and was one of two people nationally recognized by the National Academy Foundation for his contributions to AOF.
Susan Splan
Vice President
Senior Sales Officer

Jeffrey R. Williams
Vice President
Senior Private Banking Officer

As a seasoned professional with more than 13 years of banking experience, Susan Splan works in conjunction with The Private Bank relationship managers to deliver impeccable service to their clients. Her duties include coordinating special client appreciation events and developing outreach strategies in the professional community, where she is a member of the Southern Nevada Dental Society and the Southern Nevada Association of Women Attorneys. Her years of experience as a sales officer enable Susan to help lead and supervise sales initiatives for The Private Bank. Jeff Williams’ skills serving high net worth clients are founded on a 33-year career spanning a diverse range of financial services, including banking, investments, trust services, wealth planning, and business development. His success comes from building long-term relationships of confidence and trust with his clients. Originally from Michigan, Jeff has served high net worth clients at several banks, most recently, the last 11 years serving as vice president, senior private banker at a national financial institution in Las Vegas.A Nevada resident since 2006, Jeff is active in the community as a graduate of Leadership Las Vegas, and served on the board of trustees for the Nevada Ballet Theatre and Las Vegas Philharmonic.
Tracy Winger
Vice President
Private Banking Operations Officer

Michelle Romo
Executive Assistant

In assisting clients and officers of The Private Bank by Nevada State Bank, Tracy Winger ensures that daily transactions meet all standards set up by the bank’s compliance department. She also acts as a liaison between The Private Bank and the operations department of Nevada State Bank. Tracy started her banking career 21 years ago and has served as a branch manager and customer relations manager. This range of experience gives her the background needed to assist the clients of The Private Bank. Michelle Romo serves as the first point of contact for visitors to The Private Bank, welcoming clients arriving for appointments. With her training in office management and organizational skills, she provides administrative and support services to executives in The Private Bank, handling incoming phone calls, coordinating calendars, helping schedule meetings and preparing reports. Michelle assists with opening new bank accounts and various operations transactions. She also serves as the liaison with vendors and with other lines of business in the bank, such as human resources, purchasing and facilities management.
Jackie Naughton
Client Services Officer

With more than 25 years of banking experience, Jackie Naughton offers Private Bank clients in Northern Nevada truly high-touch private banking. She helps high net worth individuals and families access a full range of personalized financial services. Jackie uses her wealth of local experience and expertise to assist clients in their day-to-day banking needs, including opening accounts, processing transactions, and contacting other departments within the Bank. As a valued team member, Jackie also provides administrative support to her Private Banking colleagues.

The Private Bank by Nevada State Bank provides specialized banking services to significant net-worth clients. Nevada State Bank is a division of ZB, N.A., Member FDIC. Call us today at 702.855.4596 for Southern Nevada and 775.688.6983 for Northern Nevada, or email us at to find out how The Private Bank can benefit you. Contact any of these team members for more information.

*Wealth advisory services are offered through Zions Capital Advisors, Inc., a registered investment advisor, a non-bank subsidiary of Zions Bancorporation. Investments are not insured by the FDIC or any federal or state government agency, are not deposits of or other obligations of, or guaranteed by, Zions Bancorporation or its affiliates, and may be subject to investment risks, including the possible loss of principal value or amount invested.