Residential Mortgages

Purchasing a Home

Today’s market presents many opportunities to buy homes at discounted prices, either to upgrade your present living situation, or to purchase property as an investment.  If you’re in the market for a house, your Relationship Manager at The Private Bank can help.  We offer a variety of programs and options* to fit your situation, including Fixed-Rate Mortgages and Adjustable Rate Mortgages (ARMs).  We also offer One-time-close construction to permanent mortgages, in which two separate loans or mortgage programs are used together to finance a property.  Ask us which type of mortgage will work best for your situation.

Refinancing Your Present Home

In the current low-interest rate environment, refinancing your home may allow you to lower your monthly payment or shorten the term of your mortgage.  We offer “No Cash Out” plans to restructure your loan, as well as “Cash Out” plans that let you access the equity in your home to finance home improvements, pay off higher-interest debt, or provide quick access to cash. Ask your Relationship Manager how refinancing can benefit you.

Home Equity Credit Line

If  you want to access the equity in your home, either through a line of credit or a fixed-term loan, your Relationship Manager can show you all the options available to you as a client of The Private Bank. Click here to find out more about Home Equity Services.

Call us today at 702.855.4596 for Southern Nevada and 775.688.6983 for Northern Nevada, or email us at ThePrivateBank@nsbank.com to find out how The Private Bank can benefit you.

 

*All home loans are subject to credit and collateral approval. Restrictions and conditions apply.

The Private Bank by Nevada State Bank provides specialized banking services to significant net-worth clients.

ZB, N.A. NMLS# 467014